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USDA-Approved Home Plans

USDA-approved house plan with 3 bedrooms

Featured USDA-Certified Plan

This Contemporary Ranch style house fits perfec...

The United States Department of Agriculture, through its Rural Housing Service, makes loans available to low- and moderate-income families to buy an existing house or build their own new home in rural areas across the country. Our USDA-approved house plans may be used to build a home using loans under a variety of programs to purchase land and finance the build. There is no down payment required for the housing loan in many of these programs; they have flexible credit guidelines, and the interest rate is usually lower than the market rate.

All of our plans in this...
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The United States Department of Agriculture, through its Rural Housing Service, makes loans available to low- and moderate-income families to buy an existing house or build their own new home in rural areas across the country. Our USDA-approved house plans may be used to build a home using loans under a variety of programs to purchase land and finance the build. There is no down payment required for the housing loan in many of these programs; they have flexible credit guidelines, and the interest rate is usually lower than the market rate.

All of our plans in this collection – whether Craftsman, modern farmhouse, ranch style, or one of our other popular architectural designs – are guaranteed to meet the requirements of the Rural Housing Service. But you’ll need to make sure your contractor qualifies as well. To be a USDA-approved home builder, he or she must have:

  • Minimum of two years’ experience building single-family homes
  • Valid contractor license
  • Minimum liability insurance in the amount of $5000,000
  • Satisfactory credit history
  • Clean criminal record

Help for Families

The USDA’s Rural Housing Service offers a variety of programs to buy, build, or improve rural area housing and community buildings. It comprises three broad areas of programs:

  • Single-Family Housing
  • Multi-Family Housing
  • Community Facilities

Our USDA-approved home plans primarily fall under the single-family group. And although the word “rural” may seem as if it limits the areas you can consider, nearly 97% of the country is considered eligible real estate for USDA loans.

The U.S. government has a long history of helping citizens populate rural areas to create communities and robust, sustainable economies. It began with the land rushes of the West in the 19th Century and has continued to the present day in programs sponsored by USDA Rural Development.

One of our certified plans, in conjunction with a Rural Housing Service loan, is a simple, accessible option that can jump-start your life as a homeowner. Please contact us if we can help answer any questions!

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USDA-Approved Home Plans

The United States Department of Agriculture, through its Rural Housing Service, makes loans available to low- and moderate-income families to buy an existing house or build their own new home in rural areas across the country. Our USDA-approved house plans may be used to build a home using loans under a variety of programs to purchase land and finance the build. There is no dow... Read More

The United States Department of Agriculture, through its Rural Housing Service, makes loans available to low- and moderate-income families to buy an existing house or build their own new home in rural areas across the country. Our USDA-approved house plans may be used to build a home using loans under a variety of programs to purchase land and finance the build. There is no down payment required for the housing loan in many of these programs; they have flexible credit guidelines, and the interest rate is usually lower than the market rate.

All of our plans in this collection – whether Craftsman, modern farmhouse, ranch style, or one of our other popular architectural designs – are guaranteed to meet the requirements of the Rural Housing Service. But you’ll need to make sure your contractor qualifies as well. To be a USDA-approved home builder, he or she must have:

  • Minimum of two years’ experience building single-family homes
  • Valid contractor license
  • Minimum liability insurance in the amount of $5000,000
  • Satisfactory credit history
  • Clean criminal record

Help for Families

The USDA’s Rural Housing Service offers a variety of programs to buy, build, or improve rural area housing and community buildings. It comprises three broad areas of programs:

  • Single-Family Housing
  • Multi-Family Housing
  • Community Facilities

Our USDA-approved home plans primarily fall under the single-family group. And although the word “rural” may seem as if it limits the areas you can consider, nearly 97% of the country is considered eligible real estate for USDA loans.

The U.S. government has a long history of helping citizens populate rural areas to create communities and robust, sustainable economies. It began with the land rushes of the West in the 19th Century and has continued to the present day in programs sponsored by USDA Rural Development.

One of our certified plans, in conjunction with a Rural Housing Service loan, is a simple, accessible option that can jump-start your life as a homeowner. Please contact us if we can help answer any questions!

Read Less
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From the design book

5 Tips for Easier Mortgage Financing Through a USDA Home Loan


TPC author Tim Bakke
By

Little-Known Home Loan Program Makes for Streamlined Financing   First things first: USDA stands for United States Department of Agriculture. While this government entity might not be what first comes to mind when you think about taking out a mortgage, it’s actually a pretty large loan provider that – as part of an agency called USDA Rural Development – services many Americans who wish to purchase a home under a group of programs called Rural Housing Service. The programs cover both single-family and multi-f


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