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Great Mortgage Rates during election years
Wow, I sure love election years because interest rates generally fall into the basement.  That is one reason I firmly belive in a 5-7  year ARM.  I found a good article about Adjustable Rate Mortgages on www.nahb.com Adjustable Rate Mortgages (ARMs)With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. But with an ARM, the interest rate changes periodically, usually in relation to a specific index such as a cost of funds rate or the Treasury bill rate. Payments may go up or down accordingly. Adjustable-rate mortgages (ARMs) are characterized by the time frame for adjustment, such as 1 year, or 3, 5, 7, or 10 years. Hybrid ARMs have grown in popularity because they may offer a favorable fix Read more
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Published On : 07-16-2004
Author : Steve Donegan
2775 Views
Timing is Everything When It Comes To Buying Homes
The old adage that “timing is everything” especially applies to buying a new home. And trying to be at the right house at the right time and get it for the right price can be tricky. Here are some guidelines to assist you: Turn to the real estate section of your Sunday newspaper. Monitor the market and tract home prices. Expect to spend 90 days watching the real estate market through advertisements. Question and investigate homes that are advertised month after month. Hard-to-sell properties could either be a warning sign or simply overpriced for the value. When a real estate agent provides you with descriptions of homes currently on the market from the Multiple Listing Service (MLS), ask for a list of homes that Read more
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Published On : 04-30-2005
Author : Steve Donegan
3192 Views
 

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