house plans
Free Shipping on All House Plans!
Question or to order
Home >> Business >> Article
Search entire site
DREAM. LEARN. DISCOVER... GET STARTED.
Business
Business

Brick Homes May Cost More To Insure

Tags : ,
Published On : 12-08-2004
Author :
3345 Views
ShareThis

I thought I would make people aware that the cost to insure a brick home is considerably higher than other materials.  The reason is that brick tends not to do very well in earthquakes.  Most of the time it just causes cracks in the mortar.  However, the best way to fix the problem is to pull all of the brick down and start over.  That is why insurance costs are so much higher with a brick home.  Nevertheless, most insurance companies will allow you to opt out of the brick clause, which means you can't ever claim brick damage.  Many homeowners choose to do this and hope they don't get hit with a big earthquake.  If you do have a few unsightly mortar cracks, you can hire a mason to chisel out the mortar and then replace that section. In most instances, that is what the insurance company would have done anyway.  Be sure to check with your insurance company for their specific policies.

COMMENTS
RELATED ARTICLES
Considering Modifications
House Plans
Passive Solar Home Design -- Beauty and Benefits!
House Plans
Modifications, Part 3
House Plans
Modifications, Part 2
House Plans
Modifications, Part 1
House Plans
Everything You Need to Know About Modifications
House Plans
So you live in a tract home neighborhood?
House Plans
The brick is on
House Plans
I found a good article about stucco
House Plans
Brick Homes May Cost More To Insure
Business

Search House Plans

Bedrooms
 1  2  3  4  5+
Bathrooms
 1  1½  2  2½  3  3½  4+
Stories Garage Bays
 1  1½  2  1  2  3+
Square Feet
to
View Results
Enter Plan #:
HOUSE PLANS 101
FAQ
Glossary of Terms
Understanding Blueprints
Understanding Copyright
What's included in a set of house plans?
Why pre-drawn house plans?
MOST POPULAR ARTICLES
Building a home plan with an indoor basketball court
House Plans
Plans with Indoor Basketball Courts
House Plans
1. Building on slab vs. crawl space vs. basement? Advantages / disadvantage
House Plans
Garage Plans with Shops, Mother In-Law Suites, Apartments and Bonus Square Footage
House Plans
Luxurious Mountain Craftsman House Plans
House Plans
Beachfront, Coastal and Key West Home Plans
House Plans
European and Luxury House Plans, Large and Small!
House Plans
The Finest Duplex, Town House, and Multi Unit Home Plans
House Plans
The In-Law Suite Revolution
House Plans
Florida and California House Plans With a Tuscan Style
House Plans
ARTICLES BY TOPIC
A Frame House Plans A Home Builders Opinion Air Conditioning Tips architectural styles Architecture Arts and Crafts House Plans beachfront house plans Beachfront Houseplans blueprints Building House Plans building log building lots building mistakes bungalow Bungalow House Plans Buy House Plans Cape Cod House Plans celebrity home designs Charity Christmas Coastal House Plans Color Photos Color Schemes Considerations for Building Foundations in a New House Plan
RECENT ARTICLES
Air Conditioning: History, Technology and Energy Trends
House Plans 101
Choosing a Contractor to Build Your Dream Home
House Plans
Visualizing Your Home from House Plans
House Plans
Before the Blueprints. Tips to Streamline Your Pre-designed-House-Plan Search
House Plans
Kid-Proofing Your Home: House Plans with Mudrooms
House Plans 101
Today's Trends in Driveways
House Plans 101
What Comes Next? What to Expect When You’re Building a Home from the Ground Up
House Plans
Living on the Edge: House Plans on Cliffs, Slopes and Hills
House Plans 101
Tips for Buying Land Before You Search for House Plans– Part 2
House Plans
Safety and Security of Your New House Plan
House Plans
© 2015 The Plan Collection, LLC