house plans
Free Shipping on All House Plans!
Question or to order
Home >> Business >> Article
Search entire site
DREAM. LEARN. DISCOVER... GET STARTED.
Business
Business

Brick Homes May Cost More To Insure

Tags : ,
Published On : 12-08-2004
Author :
3298 Views
ShareThis

I thought I would make people aware that the cost to insure a brick home is considerably higher than other materials.  The reason is that brick tends not to do very well in earthquakes.  Most of the time it just causes cracks in the mortar.  However, the best way to fix the problem is to pull all of the brick down and start over.  That is why insurance costs are so much higher with a brick home.  Nevertheless, most insurance companies will allow you to opt out of the brick clause, which means you can't ever claim brick damage.  Many homeowners choose to do this and hope they don't get hit with a big earthquake.  If you do have a few unsightly mortar cracks, you can hire a mason to chisel out the mortar and then replace that section. In most instances, that is what the insurance company would have done anyway.  Be sure to check with your insurance company for their specific policies.

COMMENTS
RELATED ARTICLES
Considering Modifications
House Plans
Passive Solar Home Design -- Beauty and Benefits!
House Plans
Modifications, Part 3
House Plans
Modifications, Part 2
House Plans
Modifications, Part 1
House Plans
Everything You Need to Know About Modifications
House Plans
So you live in a tract home neighborhood?
House Plans
The brick is on
House Plans
I found a good article about stucco
House Plans
Brick Homes May Cost More To Insure
Business

Search House Plans

Bedrooms
 1  2  3  4  5+
Bathrooms
 1  1½  2  2½  3  3½  4+
Stories Garage Bays
 1  1½  2  1  2  3+
Square Feet
to
View Results
Enter Plan #:
HOUSE PLANS 101
FAQ
Glossary of Terms
Understanding Blueprints
Understanding Copyright
What's included in a set of house plans?
Why pre-drawn house plans?
MOST POPULAR ARTICLES
Building a home plan with an indoor basketball court
House Plans
Plans with Indoor Basketball Courts
House Plans
1. Building on slab vs. crawl space vs. basement? Advantages / disadvantage
House Plans
Garage Plans with Shops, Mother In-Law Suites, Apartments and Bonus Square Footage
House Plans
Luxurious Mountain Craftsman House Plans
House Plans
Beachfront, Coastal and Key West Home Plans
House Plans
European and Luxury House Plans, Large and Small!
House Plans
The Finest Duplex, Town House, and Multi Unit Home Plans
House Plans
The In-Law Suite Revolution
House Plans
Florida and California House Plans With a Tuscan Style
House Plans
ARTICLES BY TOPIC
A Frame House Plans A Home Builders Opinion Air Conditioning Tips architectural styles Architecture Arts and Crafts House Plans beachfront house plans Beachfront Houseplans blueprints building log building lots building mistakes bungalow Bungalow House Plans Buy House Plans Cape Cod House Plans celebrity home designs Charity Christmas Coastal House Plans Color Photos Color Schemes Considerations for Building Foundations in a New House Plan Contemporary Style
RECENT ARTICLES
Drought Tolerant Landscaping for Your New House Plan
House Plans 101
The Cost to Build a House: A Guide to Budgeting
House Plans
The Once and Future Smart Home: Get Ready for Technology at Your Fingertips
House Plans
Smart Things for Your Home: The Latest Sensors and Video Security
Technology
From House Plan to House Done: The Challenge and Thrill of Building Your Own Home
House Plans
The Blueprint to Home Styles
House Plans
Childproofing Your New House Plan
House Plans 101
Create a Living Space That’s Fun, Cozy, and Safe for Your New Baby
House Plans
In With the Old as Vintage Home Features Make a Comeback
House Plans
The Metamorphosis of Green Lighting
Green Building
© 2015 The Plan Collection, LLC